| |

July 2026: What Our Family of 5 Spent Living Full-Time in an RV

How much does a family of five actually spend in a month while living and traveling full time in an RV?

In July 2026, we spent $9,342.

And this time, we mean pretty much everything.

If you’ve followed our monthly expense series before, you’ve probably seen us share our RV-related expenses: the RV payment, campgrounds, fuel, insurance, internet, repairs and the other costs directly related to traveling and living in our RV.

For July, we wanted to go further.
We tracked our regular family spending too. Groceries, eating out, medical expenses, school, clothes, household purchases, entertainment, business expenses and all the random stuff that happens in real life.

Because as helpful as it is to know what someone spends on campgrounds, that’s only one piece of what it actually costs their family to live this way.

So, here’s where our money went in July.

Our July 2026 Full-Time RV Expenses

Total spent: $9,342

July wasn’t exactly a “normal” month (are any months normal?), which is one of the reasons we’re sharing these numbers.

There were some expenses we have every month, but there were also several things that made July more expensive, including an emergency flight to Arizona, a big stock-up on energy drinks and additional one-on-one reading lessons for one of our kids.

That’s exactly why we think sharing this month by month is more useful than giving you one number and calling it the “cost of RV life.”

Watch Our July Expense Breakdown

Want the quick version? We break down what we spent in July and where the money went in the video above. Keep scrolling for every category, exact amount and a little more context behind the numbers.

Our normal RV payment is about $240. We’ve been throwing extra money at the principal when we can, but July was just the regular payment.

Yep, we still have a storage unit. Even after more than six years of full-time RV life, there’s apparently still stuff we’re not ready to get rid of. 😂

Our monthly payment on the Jeep. We refinanced it earlier this year, which brought the payment down to about $643 a month.

Internet is kind of important when you work, homeschool and create content from an RV. This is primarily our Starlink service for the month.

This is our insurance expense for the month. Insurance is one of those regular-life expenses that doesn’t disappear just because your house has wheels. Includes vehicles, life and dental for us.

Our phone service for the month. We also like having cellular service in addition to Starlink because relying on one internet option while traveling full time isn’t always ideal.

We spent just $120.84 on campgrounds in July thanks to our Thousand Trails membership. Thousand Trails has been one of the biggest ways we’ve been able to keep this part of our budget down. (See more about our experience with Thousand Trails here)

No propane purchase this month. Some months we need it, some months we don’t.

No diesel fill-up in July. The truck only gets used when we move the RV or specifically need it, so we can sometimes go quite a while between fill-ups.

This was gas for our Jeep Grand Cherokee 4xe. Being able to drive on electric for a lot of our everyday trips helps stretch a tank of gas quite a bit.

Five people create a LOT of laundry. 😂 This is what we spent using campground or laundromat machines during July.

This obviously wasn’t part of the plan for July. James flew home to Arizona for about a week to be with his family and was able to spend a few hours with his grandma before she passed away. He stayed to be there with his mom, sisters and grandpa afterward. We won’t always have the ability to do this but since we could swing it in this month, we did and it was worth it.

Clothes, shoes and other personal items for our family of five during the month. Kids are growing too fast!

Running RoadRabers and our other businesses has its own expenses too. This included things like website costs, programs, software and subscriptions we use for the business.

This fed our family of five for the month, which works out to about $350 per person. We eat pretty heavily on the protein side, and James eats almost completely carnivore, so meat makes up a pretty big chunk of our grocery spending.

Restaurants, takeout and food we bought while we were out instead of eating at home. We keep this separate from groceries because we like knowing what we’re actually spending in each area. This month we splurged on a special Disney Dining Experience.

Before anyone comes for us, NO, we do not spend $333 on energy drinks every month. 😂 This was roughly a five-month stock-up while GNC was running some ridiculous sales on Ghost and Gorilla Mind. We also got 30% cash back, which will go toward the next stock-up.

The not-so-fun part of owning an RV and vehicles. 😂 This was what we spent fixing and maintaining things in July.

This included homeschool supplies, extracurriculars and some supplies for Grant’s gardening class. The biggest piece was 14 one-on-one reading lessons for Lyndon at $40 each, or $560. He had been struggling with reading, and the extra one-on-one help has made an enormous difference.

Medical expenses for our family during July. This has nothing specifically to do with RVing, but that’s exactly why we include it in the FULL spending breakdown. Regular life still costs money when you live in an RV. Most of this went to follow-ups for Kelly’s surgeries.

This is one of those categories that adds up without you realizing it. Soaps, haircare, new floor mats and all the other random household things a family of five buys throughout the month landed here.

This is separate from repairs because these were things we chose to add or improve on the RV rather than something simply breaking.

Birthday-related spending for the month. We separated this one out rather than burying it in our random or entertainment spending.

The official “where the hell else do we put this?” category. 😂 These are purchases that didn’t really belong anywhere else.

Nothing spent on our mail service or forwarding this month.

A rare Florida miracle: we somehow made it through the month without spending anything on tolls. 😂

This is the fun-money side of the budget: activities and entertainment we paid for during July.


What July Actually Taught Us

The biggest takeaway from July isn’t that you need $9,342 a month to live in an RV.

You don’t.

That’s what our family of five spent in this particular month.
Some of those expenses are recurring. Some were annual or occasional. Some were stock-ups that will last for months. Some were completely unexpected.
Next month will look different.
And that’s really the point of sharing these reports.

If you’re planning to RV full time, looking at several months of someone’s actual spending tells you a lot more than seeing one viral post claiming you can live in an RV for $2,000 a month… or that you need $10,000.

And follow @RoadRabers for the videos that go along with each month’s breakdown, plus everything else that comes with traveling and living full time in an RV as a family of five.

Similar Posts

Leave a Reply

Your email address will not be published. Required fields are marked *